Cities / Québec City

Lakeside community · La Haute-Saint-Charles, Québec City

Lac-Saint-Charles

Lakeside homes and woods on the city's northern edge

  • Nature lovers
  • Families with kids
  • Long-term owners
Map of Lac-Saint-Charles and the neighbouring areas around it Vieux-Québec–Cap-Blanc–Colline parlementaireDes ChâtelsDuberger–Les SaulesL'AéroportLairetVieux-LimoilouLorettevilleMaizeretsNeufchâtel-Est–LebourgneufNotre-Dame-des-LaurentidesOrsainvilleBourg-RoyalJésuitesTrait-CarréSaint-RodrigueSainte-Thérèse-de-LisieuxSaint-MichelVieux-BourgSaint-ÉmileSaint-RochVal-BélairVanierVieux-MoulinLac-Saint-CharlesLorettevilleNeufchâtel-Est–Lebour…Bourg-Royal5 km
Lac-Saint-Charles in context. Neighbouring areas link to their guides. Boundaries: Ville de Québec and Statistics Canada.

At a glance

Lac-Saint-Charles is a low-density, partly rural quartier around the lake that supplies the city's water. It is mostly detached houses and owners, and has the largest lots. About 75% of homes are detached and 6% are apartments, 11% of households rent, and the median home is assessed at about $333K on the 2026 roll (valued July 2023).

Median home value
$455K
2026 assessment, indexed to September 2026, all home types · city $485K
Residents
10,810
scaled estimate for mid-2024, up from 9,985 at the 2021 census
Households renting
11%
city 49%
Homes that are apartments
6%
city 54%

What the numbers mean

  • The median 2026 assessment is $333K (valued July 2023). Indexed to September 2026 with the Québec CMA MLS® Home Price Index (+37%), that is about $455K, close to the Québec City median of $485K. Property tax is still based on the assessment.
  • That median blends very different homes. By type, the medians are single-family house $333K, plex $391K, condo $296K (city: $367K single-family house, $446K plex, $263K condo). Compare like with like.
  • 11% of households rent, well below the 49% city-wide. Most people here own and stay a while.
  • 21% of residents are under 15, versus 15% city-wide. Expect busy schools, parks and playgrounds.
  • 75% of homes are single-detached houses, versus 31% city-wide.

Who lives here

Share of residents by age, scaled estimate for mid-2024, up from 9,985 at the 2021 census.

0-1421%
15-195%
20-244%
25-3413%
35-4415%
45-5413%
55-6415%
65+15%

Homes

Share of homes by type, scaled estimate for mid-2024, up from 9,985 at the 2021 census.

Single-detached82%
Semi-detached2%
Row house1%
Duplex flat8%
Apartment under 5 storeys7%
Apartment 5+ storeys0%

Assessed value by home type1

The overall median mixes house types, so it can match none of them. Split by type, 2026 assessments:

House (1 home)
$333K
2,892 homes · city $367K
Plex (2–5 homes)
$391K
286 homes · city $446K
Condo
$296K
158 homes · city $263K

Estimated property tax2

What owning here costs each year in property tax at the median assessed value of each home type. Renters don’t pay it directly, but landlords pass it on.

Detached house
$2,490 a year
about $205 a month on a $333K assessment
Plex (2–5 homes)
$2,920 a year
about $245 a month on a $391K assessment
Condo or apartment
$2,210 a year
about $185 a month on a $296K assessment

Upfront closing costs3

Quebec buyers pay a tiered transfer duty (the welcome tax) to the municipality. Québec City's rate rises from 0.5% to 3%. Government fees at the median home price:

Québec City transfer duties (welcome tax)
$4,940
on $455K

Québec City doesn't publish building permits by neighbourhood, so we can't chart construction here yet.

Neighbourhood-level crime figures aren't available for Québec City. The Service de police de la Ville de Québec doesn't publish open crime counts by neighbourhood. Check Statistics Canada's crime tables for city-wide trends. Why this is missing.

Sources and notes

  1. Source: Current Year Property Assessments. Assessments estimate market value on July 1, 2025, so they trail current sale prices, and they are not MLS benchmark prices (CREB benchmarks are not open data). Types are grouped from the City's property-use codes; see About. ↩
  2. Source: Ville de Québec, 2026 tax rates. 2026 residential rate 0.7464% of assessed value (general property tax for homes of 1 to 5 units; water and sewer ($386 per dwelling) and waste ($195 per dwelling) fees are charged separately), applied to this neighbourhood's median assessment for each home type. Homeowners pay tax on the assessed value, not the sale price. Excludes utility bills, local improvement charges, grants and credits, and anything above or below the median. ↩
  3. Source: Ville de Québec, Droits sur mutation immobilière. 2026 rules, applied to this neighbourhood's median assessment, indexed to September 2026 with the MLS® HPI. Brackets are the City's for 2026 and are adjusted every year. The base is the highest of the price paid and the assessed value times the City's comparative factor (1.08 in 2026). Legal fees, title insurance, inspection and adjustments are extra. ↩

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